Debt
Need to learn how to manage debt? We’ve got your life raft. From paying off credit cards to nagging student loans, learn how to tackle your debt and take back control.
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Kikoff Credit Builder
Smart Money Rating: 5/5
Best For: Building Credit Scores
Fees: Starting at $5/month (no interest or fees)
Credit Line: $750 – $3,500 (Terms Apply)
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Debt Tools

Debt-to-Income Calculator
Plug-and-play to see how your debt-to-income (DTI) ratio looks. A high DTI can damage your credit score.
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Credit Utilization Calculator
See where you stand. A low credit utilization can improve your odds of getting approved for credit products.
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Debt
Need to learn how to manage debt? We’ve got your life raft. From paying off credit cards to nagging student loans, learn how to tackle your debt and take back control.