Takeaways
- Quicken is an easy-to-use and cost-effective finance and budgeting app.
- You can download the Quicken Simplifi app from the App Store or Google Play.
- Over 20 million users have used Quicken personal finance products and budgets.
- Quicken offers products for personal and business finances, all under one app.
- Quicken has two monthly pricing paths: $5.99 for Simplifi and Deluxe and $7.99 for Premier.
Overall App Ranking
The Quicken app makes our Best of Budgeting Apps awards list. This app is option-rich, super easy to use, and has a seamless interface that doesn’t cut any corners. With the Quicken Simplifi app, you can get as much detail as you want about your finances. Our team thinks the mobile app offers the best interface. The app has a relatively low monthly subscription fee, making it a very competitive product as a one-stop shop for tracking your finances.
Best for: The Quicken Simplifi app has a highly intuitive design with a deep option set, perfect for budgeters serious about getting all their finances in order for minimal cost.
Why we like it: The app's extensiveness right out of the gate is impressive. You can sync all your bank and online investment accounts, like Acorns, to the app and get a real-time view of your net worth, which we love. Another fun feature is the automatic expense category assignment, a huge time saver. Plus, you can always have the mobile app for on-the-go money management.
Quicken’s Website
Quicken App
Smart Money Rating: 4.9/5
Best For: Tracking Personal Finances
Bonus Offer: 50% Off for New Customers (Terms Apply)
Quicken is one of the most recognized names in personal finance software. Designed for individuals who want a comprehensive and detailed approach to managing their money, Quicken offers tools for budgeting, bill pay, investment tracking, and even property management.
The Quicken brand has been a standout name in personal finance applications since the early 1980s, so we chose to review their budgeting app. Prior users really enjoy its features, and the Quicken Simplifi budgeting app boasts a 4.4 ranking on the App Store and 4.3 on Google Play, with over 500,000 downloads. Our team downloaded the Quicken Simplifi mobile app to test how it works, see what we liked, and determine how you might benefit from it. Here's what we found.
What Is Quicken?
Quicken is a mobile and desktop personal finance management app that tracks your income, expenses, savings, investments, and debts. Launched in 1984 as one of the first fintech solutions, Quicken has evolved into a powerful suite of budgeting and finance tools for individuals and businesses who want deep insights into every aspect of their financial life.[1]
Quicken apps are available for Android and Apple users and offer desktop products for Windows and Mac applications, too. Their suite of financial management products is flexible enough to be used for both personal finance and small business management. Here, we focused on their personal finance applications. Quicken apps provide personalized solutions that allow you to create detailed budgets, generate custom financial reports, manage investments, and pay bills—all in a single platform.
>> Ready to calculate? Try our 50/30/20 Budget Calculator
How the Quicken App Works
Onboarding with the Quicken app is an easy ride. The app allows you to quickly sync your financial accounts, including your checking and savings accounts, credit cards, personal loans, and investments. Once connected, it automatically imports transactions, categorizes them, and provides budgeting, forecasting, and financial planning tools.
Fun and key features of the Quicken Simplifi app include:
- Custom Budgets - Create detailed budgets by category and track progress against goals.
- Credit Monitoring – Regularly track your credit score to see how it performs over time.
- Investment Tracking - Monitor stocks, bonds, mutual funds, and retirement accounts.
- Debt Reduction Planner - Helps you develop a strategy to pay down debt efficiently.
- Property Management - Manage rental income and expenses for multiple properties.
- Reports and Charts - Generate detailed reports to analyze spending, income, and net worth.
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How Much Does Quicken Cost?
Quicken has made a name for itself by providing budgeting software with extensive features. It is a subscription-based application with tiered products and offerings that are tailored to your needs. It is one of the few budgeting software platforms that does not have a free option beyond a short free trial period.
Here’s a breakdown of the product and pricing differences:
1. Quicken Simplifi: $5.99/month (Billed annually for $71.88) —This newer app version is for business and personal use. It provides real-time spending alerts, helps manage investment portfolios, and monitors credit scores.
2. Quicken Classic Deluxe: $5.99/month (Billed annually for $71.88)—This version includes budgeting, savings goals, and debt tracking and is available for Mac and PC, with mobile app syncing.
3. Quicken Classic Premier: $7.99/month (Billed annually at $95.88)—This adds investment management and priority support. It is a more comprehensive Deluxe desktop version available on Mac or PC and syncs to a mobile app.
Customer Support: All Quicken products have access to the customer support team. You can chat with them online or call them at (650) 250-1900.
Deal Alert: Quicken often offers discounts on the first year’s subscription, so look out for any promotions before purchasing.
Pros of Quicken
The Quicken app remains a favorite for many users due to its depth and reliability. Here are some of its strongest points:
- Comprehensive Tools: Covers budgeting, investing, tax reports, and debt reduction.
- Customizable Reports: Generates in-depth financial reports to analyze and plan a yearly budget.
- Net Worth Tracker: Gives you a pulse on how you are growing your net worth with a real-time tracker.
- Bill Pay: Allows you to pay bills directly from your bank account through Quicken.
- Offline Access: Quicken's desktop applications can be used without an internet connection.
- Long History: Quicken has been trusted by 20 million users for over 40 years.[2]
>> Plug and Play with our Net Worth Calculator
Cons of Quicken
Despite its many amazing features, the Quicken app may not be the best fit for everyone. Here are some notable drawbacks to consider:
- Cost: The subscription fee of $5.99 for the Simplifi and Deluxe versions or $7.99 monthly for the Premier version is higher than that of many other budgeting apps.
- Complexity: The products' remarkably extensive features can be overwhelming and turn into a negative for budgeting beginners.
- Bill Pay Limitations: Bill pay may be limited based on your bank or credit union and the app version you use (Deluxe and Premier).
- No Free Option: Unlike some budgeting apps, Quicken does not offer a free version.
Other Budgeting Apps to Consider
If you are looking for alternatives, here are five other budgeting apps to consider:
- Empower - Focuses on investment tracking and net worth with strong budgeting tools for free. (Read our Empower App Review).
- YNAB (You Need A Budget) – A zero-based budgeting app that helps users assign every dollar to a job. Best for proactive budgeters. (Read our YNAB App Review).
- PocketGuard - A Simple, mobile-friendly app that shows how much you have left to spend after bills and savings. (Read our PocketGuard App Review).
- EveryDollar – Ramsey Solutions’ zero-based budgeting app is great for users who want a straightforward approach. (Read our Everydollar App Review).
- Honeydue - A budgeting app designed for couples to manage shared expenses and track finances together. (Read our HoneyDue App Review).
Each app has unique strengths. Depending on whether you prioritize budgeting simplicity, investment tracking, or holistic money management, Quicken Simplifi could be the right fit for your budgeting needs.
Smart Summary
The Quicken app is a comprehensive budgeting and personal finance tool designed for users who want total control over their money. It offers a depth of features - budgeting, bill pay, investments, debt repayment, and net worth tracking - that few other apps can match. While the subscription cost and complexity may be drawbacks for some, Quicken's comprehensive functionality makes it a top choice for serious personal finance enthusiasts and small business owners.
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(1) Quicken. Our History. Last Accessed May 6, 2025.
(2) Quicken. Quicken Welcomes New Users to Its Personal Finance Product Suite. Last Accessed May 6, 2025.
