Honeydue App Review: How to Make Budgeting Easy for Couples

The Honeydue app is a powerful and free budgeting tool for couples. Here's our take on the app.

HoneyDue Budgeting Ap
Updated May 29, 2025 Fact Checked

How Is This Page Fact Checked?

Smart Money’s content is backed by a thorough review process. Every article undergoes careful fact-checking by our team of expert writers, editors, and researchers to ensure it’s accurate, up-to-date, and clear. Our content is crafted to give you reliable money tips and tricks that are relevant, relatable, and actionable.

Read more about our editorial process

Written by Holly Humbert
Edited by Smart Money

Some of the links in this article are from advertising partners of Smart Money, which does not influence our evaluations or recommendations. We work to provide you with accurate and reliable information. Our opinions are our own.

Takeaways

  • HoneyDue is a couples-focused, free budgeting app to help you start budgeting.
  • The HoneyDue app is available for download on the App Store or Google Play.
  • HoneyDue makes money by collecting “donations” from users who enjoy the app.
  • HoneyDue lets you modulate how much data you share with your partner.
  • HoneyDue has features like account syncing, budgeting, chat, and summary reports.

Overall App Review

4.6
SM Rating

Our editorial team independently develops Smart Money’s ratings. Our proprietary scoring formula evaluates multiple factors, such as key differentiators, fees, rewards, customer support, and unique benefits.

The HoneyDue app makes our Best Budgeting Apps list for its intuitive interface and real-time snapshot of a couple's finances. This personal finance app is explicitly designed with couples in mind. Honeydue focuses on helping partners stay in sync about budgeting, paying bills, and financial goals without requiring complete account merges or complex spreadsheets.

Best for: Couples learning to budget together

Favorite Feature: Limiting how much you share with your partner. You can share balances or detailed transactions based on your personal preferences. We love this feature because it allows you to modulate how much information you want to disclose based on the stage of your relationship.

Why we liked it: There is no easy way to start having the "money talk" with your spouse or partner. HoneyDue enables you to initiate a conversation about money and begin addressing any common financial issues or goals as a team.

Take the Next Step:
HoneyDue App Logo
Learn More

On HoneyDue’s Website

HoneyDue App

Smart Money Rating4.6/5

Best For: Couples Budgeting Together

Bonus Offer: Free

Managing money as a couple can be a challenging but essential part of building a stable future together. Communication and transparency are key, whether you share all your accounts or prefer to keep some finances separate. HoneyDue lets you start the conversation about money and spending early in your relationship.

HoneyDue has become one of the go-to budgeting apps for couples, so we decided to give it a try. Earlier users rated the app, giving it a 4.5 on the App Store and a 4.3 on Google Play.[1] To conduct our independent review, we downloaded the iOS version of the HoneyDue app. Here’s what we found.

What Is Honeydue?

Honeydue is a free budgeting and expense-tracking app created for couples. Its primary purpose is to foster better financial communication by allowing both partners to view and manage shared and individual expenses in one place. The app offers flexibility, whether couples choose to combine their finances or maintain separate accounts.

>> Here’s Where to Start. Read our 16 Budgeting Tips Anyone Can Follow

How Honeydue Works

Honeydue links both partners' financial accounts—whether individual or joint—and provides them with visibility into shared spending, bill due dates, and budgeting goals. It offers a built-in chat feature and customizable notifications to keep both people in the loop without micromanaging each other. Honeydue, available for both iOS and Android devices, provides the convenience of a mobile-only platform.

>> Saving for a Wedding? Read about the Average Cost of a Wedding

Here is how to get started with Honeydue:
  • Link Financial Accounts: Each person can securely connect bank accounts, credit cards, loans, and more. Users can choose which accounts or transactions to share and which to keep private.
  • Track Spending Automatically: Transactions are automatically imported and categorized. Users can manually adjust categories or split shared expenses.
  • Create Budgets: Couples can set spending limits by category and track progress toward their monthly goals.
  • Stay on Top of Bills: Honeydue displays upcoming bills and due dates, helping you avoid missed payments.
  • Use the Built-In Messaging Tool: If one partner has a question about a transaction, they can leave a comment directly within the app for the other to see.
  • Receive Notifications: Alerts can be set for large transactions, budget limits, bill reminders, and more, customized for one or both partners.
Stash Your Savings in a High-Yield CD:
Smart Money Rating
5/5
Term
12 months
APY
4.00%
Required Minimum Balance
$1,000 (Terms Apply)
Smart Money Rating
5/5
Term
9 months
APY
4.25%
Required Minimum Balance
$250 (Terms Apply)
Smart Money Rating
5/5
Term
6 months
APY
3.75%
Required Minimum Balance
$400 (Terms Apply)

Here’s How Much Honeydue Costs

Honeydue is totally free to use. There are no subscription tiers or paywalls for added features, making it super easy for new budgeters to adopt. Instead, the company generates revenue by asking users to tip small amounts, such as $1-$10, each month.

Tipping the app is completely up to you. There are many more expensive options out there, like YNAB or EveryDollar, to consider. However, if you like the app, it's a fair deal to tip the app for access to the platform.

HoneyDue App Review

Pros of Honeydue

  • Designed for Couples - Honeydue’s interface and features are created specifically to support partner communication and collaboration. It fills a niche that many traditional budgeting apps overlook, which is why it's a perfect fit for couples.
  • Custom Privacy Controls - Each person can choose which accounts and transactions to share. This makes it ideal for couples at different stages in their financial journey.
  • Built-In Chat and Commenting - Instead of relying on texts or emails, partners can discuss specific transactions directly in the app. Chatting about transactions can alleviate financial stress.
  • Helpful Alerts and Reminders - The app’s notification system helps users stay on top of bills and budgets, reducing the risk of missed payments or overspending.
  • Easy to Use - Honeydue offers a clean, mobile-friendly interface that is easy to set up and navigate. Its simplicity ensures that you can start managing your finances with minimal effort, making you feel at ease and comfortable.

Read Also: 5 Amazing Smart Money Savings Habits to Start Now

Cons of Honeydue

  • Limited Advanced Budgeting Tools - Honeydue focuses on simplicity and shared tracking but lacks more advanced budgeting features like detailed reports, custom goals, or cash flow forecasting.
  • No Desktop Version - Honeydue is a mobile-only platform. If you prefer managing your finances on a desktop or larger screen, this app might not be right for you.
  • No Investment Tracking - Please note that Honeydue is primarily designed for short-term financial awareness, not long-term financial planning. It does not offer tools for tracking assets, investments, or retirement goals. (For more detailed investment tracking, we recommend the Empower App).
  • Occasional Syncing Issues - Honeydue syncs with over 20,000 financial institutions.[3] However, as with many budgeting apps, some users occasionally report delays in syncing with certain banks or minor issues with transaction categorization. We didn’t experience any during our independent review.

HoneyDue Review Methodology

We downloaded the HoneyDue app and tested the iOS mobile version of the app. All of our testing was done as a simulated couple. We explored the different features using hands-on, real-world testing to gain a keener understanding of the user interface, app speed, ease of setup, and the overall feel of the budgeting and expense-tracking platform.

Other Budgeting Apps to Consider

While the Honeydue app has received an "Editor's Choice" award on Google Play, it may not fully meet your needs.[4] Here are some alternative budgeting apps to explore:

  • Empower - It is ideal for individuals who want budgeting tools and sophisticated investment tracking in one platform. (Read our Empower App Review).
  • Quicken – This app is more of a traditional software option with extensive tools for tracking spending, investments, and bills. Best for users who want desktop access and advanced features. (Read our Quicken App Review).
  • YNAB (You Need A Budget) - YNAB supports collaborative budgeting and offers strong tools for goal-setting and long-term planning. (Read our YNAB App Review).
  • PocketGuard - After accounting for bills and goals, it helps users identify how much money is safe to spend. It is helpful if you are looking for automation and simplicity. (Read our PocketGuard App Review).

Smart Summary

Honeydue is a user-friendly mobile budgeting app designed for couples who want to manage money while respecting financial boundaries. It makes a compelling case for getting couples on the right path to talk about money early in their relationship. Honeydue makes it super easy for couples to stay on the same financial page, save for major events (like weddings), and have the "money talk" early and often in the relationship. Talking about money can lead to better money habits.

You Might Also Like

Sources

Smart Money requires our expert writers to rely on trusted primary sources—academic research, government reports, expert interviews, original reporting, and peer-reviewed data—to deliver precise and up-to-date content. All of our content is thoroughly fact-checked. We also incorporate relevant research from reputable publishers when it aligns with our editorial focus. For a closer look at our rigorous journalistic standards, explore our editorial guidelines.

(1) App Store. HoneyDue. Last Accessed May 29, 2025.

(2) Google Play. HoneyDue. Last Accessed May 29, 2025.

(3) HoneyDue. How it Works. Last Accessed May 29, 2025.

(4) Google Play. HoneyDue. Last Accessed May 29, 2025.

The Smart Money Weekly Newsletter

Get bitsize financial tips and tricks delivered weekly.
Enter your name and email to subscribe for free.

Newsletter

By clicking on "Subscribe", you agree to Smart Money's Terms of Use and Privacy Policy.

Advertiser Disclosure

We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.

So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services.

Dismiss

Scroll to Top